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The Builder's Unfair Advantage

Join Colorado's Exclusive Preferred Builder Network

Partner with Homestead Capital Partners and give your clients One-Time Close construction financing — while you get paid faster, close more deals, and never lose another project to financing delays.

Apply for Preferred Status →

⚠️ Limited partnerships available — Accepting qualified builders only

NEXA Lending Logo

Partnered with UWM

One-Time Close construction financing backed by America's largest wholesale lender.

Tired of Losing Projects to Financing Issues?

You know the pain: Your client loves the design. They're ready to build. Then financing falls through — or takes so long they go with someone else.

Projects Dying in Financing Limbo

Clients disappear for 60-90 days during construction loan approval. By the time it's done, they've lost enthusiasm — or found another builder.

Waiting Months to Get Paid

Traditional construction draws are slow. You're funding materials out of pocket, waiting weeks between inspections, chasing banks for releases.

Clients Re-Qualifying at the End

Two-close construction loans mean your client has to re-qualify when the build finishes. If their income changed or market rates went up, the deal can fall apart — after you've already done the work.

Competing Against Builders with Better Financing

Savvy builders offer One-Time Close financing. Your clients hear about it and ask, "Why can't you do that?" You lose the bid.

✅ The Solution: One-Time Close Financing + Preferred Builder Status

Here's what changes when you join Homestead Capital Partners' Preferred Builder Network:

Your Clients Close ONCE — Before Construction Starts

No re-qualifying. No rate risk. One closing, one loan. UWM One-Time Close construction financing locks in their rate and approval for the entire build — up to 12 months.

You Get Paid on YOUR Schedule

Flexible draw schedules. 5-10 draws depending on budget size. Initial draw within 5 business days. No waiting for bank inspectors — UWM uses virtual verification.

Pre-Qualified Leads Delivered to You

As a preferred builder, Randy refers qualified clients directly to you. They're already pre-approved for financing. You're not bidding against 10 other contractors.

Contractor Pre-Approval Done For You

UWM requires contractor approval. We handle it. Once you're in the network, your approval is on file. Every future client is fast-tracked.

Meet Randy — Your Builder Partnership Lead

Randy is a Homestead Capital Partner MLO with Nexa Lending, leading builder recruitment and partnership development locally and nationally.

He's not a loan officer who dabbles in construction financing. This is his specialty. Randy works exclusively with builders on barndominium and custom home projects, structuring partnerships that work for both sides.

When you join the network, Randy becomes your direct contact for client financing, partnership terms, and ongoing support. You'll have his cell. He answers.

Randy

Homestead Capital Partner
Nexa Lending

Who We're Looking For (Qualification Criteria)

This isn't for everyone. We're selective. Here's what we need:

Licensed General Contractor

Valid contractor license in Colorado (or expansion markets). We verify.

Minimum 3 Years Experience + 10 Completed Builds

UWM requires proof of experience. We need client references and photos of completed projects.

Business Credit Score 65+

UWM checks business credit for contractor approval. If you're below 65, we'll help you address it before submitting.

Current Insurance (Worker's Comp + General Liability)

Insurance verification is part of contractor approval. We need current certificates.

Barndominium or Custom Home Specialization

We're focused on barndominiums, custom homes, and modular/prefab builds. If that's your niche, you're in the right place.

What You Get as a Preferred Builder

Pre-Qualified Lead Flow

Randy refers clients who are already approved for OTC financing. You're not chasing leads — they come to you.

Fast-Track Approval

Your contractor approval is on file with UWM. Every new client goes straight to project approval — no waiting.

Better Cash Flow

Flexible draw schedules. Virtual inspections. Initial draw within 5 days. You control the pace — not the bank.

Direct Access to Randy

No phone trees. No voicemail. Randy's your direct line for financing questions, client issues, whatever you need.

Competitive Edge

Offer One-Time Close financing to your clients — the same advantage big builders have. Level the playing field.

Zero Cost to Join

No membership fees. No franchise costs. No hidden charges. This partnership makes money when you close deals — that's it.

How It Works (3-Step Process)

Apply + Initial Qualification Call

Fill out the application below. Randy will call you within 48 hours to discuss your business, verify qualifications, and explain the partnership structure.

Contractor Approval Package Submission

We help you compile your UWM contractor approval package: license, insurance, W-9, references, wire instructions. We submit it to UWM — typical approval in 5-7 business days.

Launch Your First Project

Once approved, you're in the network. Randy starts referring pre-qualified clients. You bring your first project contract, we fast-track financing, and you start building.

Common Questions

No. You can still work with other lenders, other clients, other financing. This is about giving you ONE MORE competitive advantage — not limiting you.

Great — let them compare. If their bank offers One-Time Close with the same speed and flexibility, they should use it. But usually, they can't. That's when you introduce Randy.

We're limiting the network to maintain lead quality. Right now, accepting 10-15 qualified builders in the Denver metro area and 5-10 in each expansion market. First come, first served.

No catch. Randy makes money when you close deals using Homestead Capital financing. You make money by closing more deals faster with better cash flow. Aligned incentives.

Apply anyway. If you're close (e.g., 8 builds instead of 10, or business credit at 62 instead of 65), Randy can advise on what to fix and how to get there.

Ready to Give Your Clients the Financing Advantage?

Apply for Preferred Builder Status. Randy will call you within 48 hours to discuss your qualification and answer any questions.

Application Requirements:

  • Contractor license number
  • Years in business + number of builds completed
  • Current insurance status
  • Contact info (email + phone)

Apply Now — Email Randy

Email Randy to Apply

Or call Randy directly: [RANDY_PHONE]

Homestead Capital Partners is a division of Nexa Lending. Licensed mortgage lender. All financing subject to credit approval and UWM underwriting guidelines.